USDT and USDC to US dollar (USD), and USD to USDT- Pay-in (on-ramp)
- Local bank transfer or a dedicated virtual IBAN
- Payout (off-ramp)
- Local bank account
- Local settlement
- Same day (T+0)
- Indicative cost
- from 0.05%
Convert USDT and USDC to USD, and USD to stablecoins
JET quotes both directions on every pair: buy the stablecoin with USD (on-ramp) or sell it for USD and withdraw to a bank account (off-ramp). Routing compares several liquidity providers on every conversion, so the rate is the best available at the time, not a single broker's spread.
| Stablecoin | On-ramp | Off-ramp | Indicative cost |
|---|---|---|---|
| USDT Tether, US dollar | USD → USDT | USDT → USD | from 0.05% (5 bps) |
| USDC Circle, US dollar | USD → USDC | USDC → USD | from 0.05% (5 bps) |
| EURC Circle, euro | USD → EURC | EURC → USD | from 0.05% (5 bps) |
| USDG Paxos, US dollar | USD → USDG | USDG → USD | from 0.05% (5 bps) |
| PYUSD Paxos, US dollar | USD → PYUSD | PYUSD → USD | from 0.05% (5 bps) |
How USD on- and off-ramps work on JET
- Pay in USD. Send USD by local bank transfer or a dedicated virtual IBAN to the account JET gives you. Each pay-in is matched to your account automatically.
- Convert. JET converts at the best available rate and credits USDT, USDC or another supported stablecoin to your JET account or to your own wallet, usually within minutes.
- Pay out or hold. Hold the stablecoins, send them on, or reverse the route: sell USDT or USDC for USD and pay out to a local bank account the same business day.
In the Americas JET connects US dollar accounts with local rails across Mexico, Central and South America, so a payout leaves in dollars or stablecoins and lands in local currency.
Who uses USD ramps
- Exchanges and fintechs offering their users a USD on-ramp and off-ramp without building local banking in the United States.
- Importers and exporters paying or collecting in USD while holding working capital in dollar stablecoins.
- Remittance companies and PSPs settling USD corridors on stablecoin rails, with a full audit trail on every payment.
- Treasuries moving between USD and USDT or USDC on demand, with no volume minimum.
Frequently asked questions
How do I convert USDT to USD?
Send USDT to your JET account, choose USD and the recipient's local bank account in the United States. JET sells the USDT at the best available rate and pays out USD the same business day. Indicative cost from 0.05%.
What is the USDT to USD rate today?
JET quotes a live USDT to US dollar (USD) rate at the moment you convert, taken from the best of several liquidity providers, and shows it with the fee before you confirm. The all-in cost on top of the market rate is indicatively from 0.05%.
Can I withdraw USDT or USDC to a bank account in the United States?
Yes. JET pays out USD to a local bank account, so the stablecoin ends up as US dollar in the recipient's account the same business day.
How do I buy USDT with USD?
Open a JET account, pay in USD by local bank transfer or a dedicated virtual IBAN and choose USDT as the target. JET converts at the best available rate and credits USDT to your JET account or your own wallet, usually within minutes. Indicative cost from 0.05%.
Is there an API for a USD on-ramp and off-ramp?
Yes. Exchanges, wallets and fintechs connect to the JET API (webhooks and a sandbox included) to offer USD to USDT and USDC and back to their own users, and JET's engineers build the integration with you. Indicative cost for USDC from 0.05%.
What does a USD to USDT or USDC conversion cost?
Indicatively from 0.05% all in (FX and fees), depending on volume and corridor. The rate is shown before you confirm. There is no required volume minimum and no minimum fee. Your price is confirmed in your client agreement.
Do I need to understand crypto to use it?
No. You can send and receive ordinary currency at both ends and let stablecoins be the rail in between, or hold USDT and USDC in a JET account if that is what you want.