Send money to Ghana, and receive from Ghana- Local currency
- Ghanaian cedi (GHS)
- Payout methods
- Local bank account or mobile money wallet
- Local settlement
- Same day (T+0)
- Indicative cost
- from 0.17%
Send money to Ghana from Europe, the UK, the US, Canada and more
Fund a payout in any of the currencies below, or in USDT or USDC, and JET delivers GHS to the recipient's local bank account or mobile money wallet. Every route is priced before you send and every payment carries a full audit trail.
| Corridor | Indicative cost | GHS payout |
|---|---|---|
| EUR → GHS | from 0.18% (18 bps) | Same day (T+0) |
| USD → GHS | from 0.17% (17 bps) | Same day (T+0) |
| GBP → GHS | from 0.19% (19 bps) | Same day (T+0) |
| CHF → GHS | from 0.20% (20 bps) | Same day (T+0) |
| CAD → GHS | from 0.19% (19 bps) | Same day (T+0) |
| AED → GHS | from 0.17% (17 bps) | Same day (T+0) |
| SAR → GHS | from 0.18% (18 bps) | Same day (T+0) |
| SGD → GHS | from 0.19% (19 bps) | Same day (T+0) |
| AUD → GHS | from 0.21% (21 bps) | Same day (T+0) |
| CZK → GHS | from 0.20% (20 bps) | Same day (T+0) |
| USDT → GHS | from 0.17% (17 bps) | Same day (T+0) |
| USDC → GHS | from 0.16% (16 bps) | Same day (T+0) |
Receive money from Ghana
Collect GHS locally by local bank transfer or mobile money and settle it out of Ghana into the currencies below, or hold it as a dollar stablecoin.
| Corridor | Indicative cost | Settlement |
|---|---|---|
| GHS → EUR | from 0.18% (18 bps) | Same day (T+0) |
| GHS → USD | from 0.17% (17 bps) | Same day (T+0) |
| GHS → GBP | from 0.19% (19 bps) | Same day (T+0) |
| GHS → AED | from 0.17% (17 bps) | Same day (T+0) |
| GHS → CHF | from 0.20% (20 bps) | Same day (T+0) |
| GHS → SGD | from 0.19% (19 bps) | Same day (T+0) |
| GHS → USDT | from 0.17% (17 bps) | Minutes |
| GHS → USDC | from 0.16% (16 bps) | Minutes |
How a transfer to Ghana moves through JET
- Collect. Your customer pays you in EUR, USD, GBP or another sending currency; you fund the payout from your JET account or through the API.
- Route. JET picks the cheapest, fastest route, converts at the best available rate and moves the value on stablecoin rails in minutes.
- Pay out. The recipient receives GHS in a local bank account or mobile money wallet the same business day, and you see the status of every payment in one place.
Across Africa JET pays out to local bank accounts and, in 14 markets, straight to mobile money wallets, so recipients without a bank account are reached too.
Mobile money payouts in Ghana
Ghana is one of JET's 14 mobile money markets: payouts can go straight to the recipient's mobile money wallet as well as to a bank account, which matters for families and small businesses without a bank relationship.
Frequently asked questions
What is the best way for a business to send money to Ghana from Europe?
Fund the payment in EUR from a JET account or through the API: JET converts at the best available rate across several liquidity providers, moves the value on stablecoin rails in minutes and pays out GHS the same business day, with the price and timing shown before you send. EUR to GHS is indicatively from 0.18%.
How can a business send money to Ghana?
Open a JET account, fund the payout in EUR, USD, GBP or another supported currency, and add the recipient's local bank account or mobile money wallet in Ghana. JET converts and pays out GHS the same business day. Teams with their own product use the same rails through the JET API.
What does it cost to send money from Europe to Ghana?
EUR to GHS is indicatively from 0.18% all in (FX and fees). There is no required volume minimum and no minimum fee, and your price is confirmed in your client agreement.
How fast can I send money to Ghana?
The stablecoin leg settles in minutes. The local GHS payout lands the same business day, and the exact timing is shown for every route before you send.
Can I send money from the Czech Republic to Ghana?
Yes. Pay in Czech koruna (CZK), settled same day, and JET pays out GHS in Ghana. CZK to GHS is indicatively from 0.20%.
Can I receive money from Ghana?
Yes. Collect GHS locally by local bank transfer or mobile money and settle it into EUR, USD, GBP or a dollar stablecoin such as USDT or USDC.
Who is JET for?
Remittance companies, PSPs, importers, treasuries and businesses that pay or collect across borders. JET serves businesses, not individual consumers.