USDT and USDC to Congolese franc (CDF), and CDF to USDT- Pay-in (on-ramp)
- Local bank transfer
- Payout (off-ramp)
- Local bank account
- Local settlement
- 1 to 2 days (T+1/2)
- Indicative cost
- from 0.24%
Convert USDT and USDC to CDF, and CDF to stablecoins
JET quotes both directions on every pair: buy the stablecoin with CDF (on-ramp) or sell it for CDF and withdraw to a bank account (off-ramp). Routing compares several liquidity providers on every conversion, so the rate is the best available at the time, not a single broker's spread.
| Stablecoin | On-ramp | Off-ramp | Indicative cost |
|---|---|---|---|
| USDT Tether, US dollar | CDF → USDT | USDT → CDF | from 0.25% (25 bps) |
| USDC Circle, US dollar | CDF → USDC | USDC → CDF | from 0.24% (24 bps) |
| EURC Circle, euro | CDF → EURC | EURC → CDF | from 0.24% (24 bps) |
| USDG Paxos, US dollar | CDF → USDG | USDG → CDF | from 0.22% (22 bps) |
| PYUSD Paxos, US dollar | CDF → PYUSD | PYUSD → CDF | from 0.24% (24 bps) |
How CDF on- and off-ramps work on JET
- Pay in CDF. Send CDF by local bank transfer. Each pay-in is matched to your account automatically.
- Convert. JET converts at the best available rate and credits USDT, USDC or another supported stablecoin to your JET account or to your own wallet, usually within minutes.
- Pay out or hold. Hold the stablecoins, send them on, or reverse the route: sell USDT or USDC for CDF and pay out to a local bank account within one to two business days.
Across Africa JET pays out to local bank accounts and, in 14 markets, straight to mobile money wallets, so recipients without a bank account are reached too.
Who uses CDF ramps
- Exchanges and fintechs offering their users a CDF on-ramp and off-ramp without building local banking in the DR Congo.
- Importers and exporters paying or collecting in CDF while holding working capital in dollar stablecoins.
- Remittance companies and PSPs settling CDF corridors on stablecoin rails, with a full audit trail on every payment.
- Treasuries moving between CDF and USDT or USDC on demand, with no volume minimum.
Frequently asked questions
How do I convert USDT to CDF?
Send USDT to your JET account, choose CDF and the recipient's local bank account in the DR Congo. JET sells the USDT at the best available rate and pays out CDF within one to two business days. Indicative cost from 0.25%.
What is the USDT to CDF rate today?
JET quotes a live USDT to Congolese franc (CDF) rate at the moment you convert, taken from the best of several liquidity providers, and shows it with the fee before you confirm. The all-in cost on top of the market rate is indicatively from 0.25%.
Can I withdraw USDT or USDC to a bank account in the DR Congo?
Yes. JET pays out CDF to a local bank account, so the stablecoin ends up as Congolese franc in the recipient's account within one to two business days.
How do I buy USDT with CDF?
Open a JET account, pay in CDF by local bank transfer and choose USDT as the target. JET converts at the best available rate and credits USDT to your JET account or your own wallet, usually within minutes. Indicative cost from 0.25%.
Is there an API for a CDF on-ramp and off-ramp?
Yes. Exchanges, wallets and fintechs connect to the JET API (webhooks and a sandbox included) to offer CDF to USDT and USDC and back to their own users, and JET's engineers build the integration with you. Indicative cost for USDC from 0.24%.
What does a CDF to USDT or USDC conversion cost?
Indicatively from 0.24% all in (FX and fees), depending on volume and corridor. The rate is shown before you confirm. There is no required volume minimum and no minimum fee. Your price is confirmed in your client agreement.
Do I need to understand crypto to use it?
No. You can send and receive ordinary currency at both ends and let stablecoins be the rail in between, or hold USDT and USDC in a JET account if that is what you want.