- Pay-in (on-ramp)
- Local bank transfer or mobile money
- Payout (off-ramp)
- Local bank account or mobile money wallet
- Local settlement
- 1 to 2 days (T+1/2)
- Indicative cost
- from 0.17%
Convert USDT and USDC to XAF, and XAF to stablecoins
JET quotes both directions on every pair: buy the stablecoin with XAF (on-ramp) or sell it for XAF and withdraw to a bank account (off-ramp). Routing compares several liquidity providers on every conversion, so the rate is the best available at the time, not a single broker's spread.
| Stablecoin | On-ramp | Off-ramp | Indicative cost |
|---|---|---|---|
| USDT Tether, US dollar | XAF → USDT | USDT → XAF | from 0.17% (17 bps) |
| USDC Circle, US dollar | XAF → USDC | USDC → XAF | from 0.20% (20 bps) |
| EURC Circle, euro | XAF → EURC | EURC → XAF | from 0.17% (17 bps) |
| USDG Paxos, US dollar | XAF → USDG | USDG → XAF | from 0.18% (18 bps) |
| PYUSD Paxos, US dollar | XAF → PYUSD | PYUSD → XAF | from 0.17% (17 bps) |
How XAF on- and off-ramps work on JET
- Pay in XAF. Send XAF by local bank transfer or mobile money. Each pay-in is matched to your account automatically.
- Convert. JET converts at the best available rate and credits USDT, USDC or another supported stablecoin to your JET account or to your own wallet, usually within minutes.
- Pay out or hold. Hold the stablecoins, send them on, or reverse the route: sell USDT or USDC for XAF and pay out to a local bank account or mobile money wallet within one to two business days.
Across Africa JET pays out to local bank accounts and, in 14 markets, straight to mobile money wallets, so recipients without a bank account are reached too.
Who uses XAF ramps
- Exchanges and fintechs offering their users a XAF on-ramp and off-ramp without building local banking in Cameroon, Chad, Congo (Brazzaville) and Gabon.
- Importers and exporters paying or collecting in XAF while holding working capital in dollar stablecoins.
- Remittance companies and PSPs settling XAF corridors on stablecoin rails, with a full audit trail on every payment.
- Treasuries moving between XAF and USDT or USDC on demand, with no volume minimum.
Frequently asked questions
How do I convert USDT to XAF?
Send USDT to your JET account, choose XAF and the recipient's local bank account or mobile money wallet in Cameroon, Chad, Congo (Brazzaville) and Gabon. JET sells the USDT at the best available rate and pays out XAF within one to two business days. Indicative cost from 0.17%.
What is the USDT to XAF rate today?
JET quotes a live USDT to CFA franc (XAF) rate at the moment you convert, taken from the best of several liquidity providers, and shows it with the fee before you confirm. The all-in cost on top of the market rate is indicatively from 0.17%.
Can I withdraw USDT or USDC to a bank account in these countries?
Yes. JET pays out XAF to a local bank account or mobile money wallet, so the stablecoin ends up as Central African CFA franc in the recipient's account within one to two business days.
How do I buy USDT with XAF?
Open a JET account, pay in XAF by local bank transfer or mobile money and choose USDT as the target. JET converts at the best available rate and credits USDT to your JET account or your own wallet, usually within minutes. Indicative cost from 0.17%.
Is there an API for a XAF on-ramp and off-ramp?
Yes. Exchanges, wallets and fintechs connect to the JET API (webhooks and a sandbox included) to offer XAF to USDT and USDC and back to their own users, and JET's engineers build the integration with you. Indicative cost for USDC from 0.20%.
What does a XAF to USDT or USDC conversion cost?
Indicatively from 0.17% all in (FX and fees), depending on volume and corridor. The rate is shown before you confirm. There is no required volume minimum and no minimum fee. Your price is confirmed in your client agreement.
Do I need to understand crypto to use it?
No. You can send and receive ordinary currency at both ends and let stablecoins be the rail in between, or hold USDT and USDC in a JET account if that is what you want.
Which countries does the XAF route cover?
Cameroon, Chad, Congo (Brazzaville) and Gabon. Every one of them settles XAF through the same JET account.