Send money to Zambia, and receive from Zambia- Local currency
- Zambian kwacha (ZMW)
- Payout methods
- Local bank account or mobile money wallet
- Local settlement
- Next day (T+1)
- Indicative cost
- from 0.21%
Send money to Zambia from Europe, the UK, the US, Canada and more
Fund a payout in any of the currencies below, or in USDT or USDC, and JET delivers ZMW to the recipient's local bank account or mobile money wallet. Every route is priced before you send and every payment carries a full audit trail.
| Corridor | Indicative cost | ZMW payout |
|---|---|---|
| EUR → ZMW | from 0.22% (22 bps) | Next day (T+1) |
| USD → ZMW | from 0.24% (24 bps) | Next day (T+1) |
| GBP → ZMW | from 0.21% (21 bps) | Next day (T+1) |
| CHF → ZMW | from 0.22% (22 bps) | Next day (T+1) |
| CAD → ZMW | from 0.25% (25 bps) | Next day (T+1) |
| AED → ZMW | from 0.24% (24 bps) | Next day (T+1) |
| SAR → ZMW | from 0.24% (24 bps) | Next day (T+1) |
| SGD → ZMW | from 0.24% (24 bps) | Next day (T+1) |
| AUD → ZMW | from 0.26% (26 bps) | Next day (T+1) |
| CZK → ZMW | from 0.26% (26 bps) | Next day (T+1) |
| USDT → ZMW | from 0.21% (21 bps) | Next day (T+1) |
| USDC → ZMW | from 0.23% (23 bps) | Next day (T+1) |
Receive money from Zambia
Collect ZMW locally by local bank transfer or mobile money and settle it out of Zambia into the currencies below, or hold it as a dollar stablecoin.
| Corridor | Indicative cost | Settlement |
|---|---|---|
| ZMW → EUR | from 0.22% (22 bps) | Same day (T+0) |
| ZMW → USD | from 0.24% (24 bps) | Same day (T+0) |
| ZMW → GBP | from 0.21% (21 bps) | Same day (T+0) |
| ZMW → AED | from 0.24% (24 bps) | Same day (T+0) |
| ZMW → CHF | from 0.22% (22 bps) | Same day (T+0) |
| ZMW → SGD | from 0.24% (24 bps) | Same day (T+0) |
| ZMW → USDT | from 0.21% (21 bps) | Minutes |
| ZMW → USDC | from 0.23% (23 bps) | Minutes |
How a transfer to Zambia moves through JET
- Collect. Your customer pays you in EUR, USD, GBP or another sending currency; you fund the payout from your JET account or through the API.
- Route. JET picks the cheapest, fastest route, converts at the best available rate and moves the value on stablecoin rails in minutes.
- Pay out. The recipient receives ZMW in a local bank account or mobile money wallet the next business day, and you see the status of every payment in one place.
Across Africa JET pays out to local bank accounts and, in 14 markets, straight to mobile money wallets, so recipients without a bank account are reached too.
Mobile money payouts in Zambia
Zambia is one of JET's 14 mobile money markets: payouts can go straight to the recipient's mobile money wallet as well as to a bank account, which matters for families and small businesses without a bank relationship.
Frequently asked questions
What is the best way for a business to send money to Zambia from Europe?
Fund the payment in EUR from a JET account or through the API: JET converts at the best available rate across several liquidity providers, moves the value on stablecoin rails in minutes and pays out ZMW the next business day, with the price and timing shown before you send. EUR to ZMW is indicatively from 0.22%.
How can a business send money to Zambia?
Open a JET account, fund the payout in EUR, USD, GBP or another supported currency, and add the recipient's local bank account or mobile money wallet in Zambia. JET converts and pays out ZMW the next business day. Teams with their own product use the same rails through the JET API.
What does it cost to send money from Europe to Zambia?
EUR to ZMW is indicatively from 0.22% all in (FX and fees). There is no required volume minimum and no minimum fee, and your price is confirmed in your client agreement.
How fast can I send money to Zambia?
The stablecoin leg settles in minutes. The local ZMW payout lands the next business day, and the exact timing is shown for every route before you send.
Can I send money from the Czech Republic to Zambia?
Yes. Pay in Czech koruna (CZK), settled same day, and JET pays out ZMW in Zambia. CZK to ZMW is indicatively from 0.26%.
Can I receive money from Zambia?
Yes. Collect ZMW locally by local bank transfer or mobile money and settle it into EUR, USD, GBP or a dollar stablecoin such as USDT or USDC.
Who is JET for?
Remittance companies, PSPs, importers, treasuries and businesses that pay or collect across borders. JET serves businesses, not individual consumers.